About The Big Lot Car Credit in Kansas City, MO

Credit is in our name for a reason

The Big Lot Car Credit sells and finances vehicles out of 1304 Prospect Avenue, a few minutes from downtown Kansas City and easy to reach off US-71. We keep a deep run of used cars, trucks, and SUVs on the lot so drivers from Kansas City, Kansas City KS, Independence, Raytown, Lee's Summit, Grandview, Gladstone, Belton, Riverside, and Sugar Creek have real choices rather than whatever happens to be left.

Car Credit is the second half of our name because the financing is the part we handle ourselves. Approvals get decided here on Prospect by our own team. Building credit for the first time, rebuilding after a repossession, no cosigner, thin file: those are situations we work through every day, not reasons to end the conversation.

In person it is straightforward. We ask what you can put down and what you can carry each month, we show you the vehicles those numbers reach, and we put the terms on paper before you agree to anything. Nobody on our floor is paid to make you decide today.